- Firm Name: Ralph A. Ferro Jr., Esq. Law Office
- Category: Bankruptcy Attorney
- Address: 66 E Main St, 3rd Floor, Little Falls Township, NJ 07424
- Website: https://njbankruptcylawfirms.com
- Email: ralphferrojr@msn.com
- Phone: (201) 446-5904
Firm Background
The Law Office of Ralph A. Ferro Jr., Esq. is led by Ralph A. Ferro Jr., a board-certified consumer bankruptcy attorney with over 30 years of experience. Notably he is the only board-certified consumer bankruptcy lawyer in northern New Jersey and one of only seven in the entire state. Mr. Ferro emphasizes a hands-on personalized approach by handling every client interaction himself, no screening or intermediaries. His track record is highlighted by an impressive 100% success rate in Chapter 7 bankruptcy cases. The firm operates with a strong commitment to compassion, professionalism and direct communication.
Services Provided by the Law Firm
The firm specializes in bankruptcy and financial relief services, including:
- Chapter 7 Bankruptcy
- Chapter 11 Bankruptcy
- Chapter 11 – Subchapter V
- Chapter 13 Bankruptcy
- Foreclosure Prevention
- Vehicle Repossession Protection
- Strip-off of Second Mortgages
- Wage Garnishment Defense
- IRS and State Tax Debt Reduction or Elimination
- Home Equity Line of Credit (HELOC) Reduction
- Business Continuity through Bankruptcy Protection
- Personal Debt Consultation and Legal Guidance
- Free In Person Consultations
Ralph A. Ferro Jr., Esq. Law Office Review
Ralph A. Ferro Jr., Esq. Law Office Pros
- Ralph A. Ferro Jr. is board certified in consumer bankruptcy law adding a level of credibility and expertise not commonly found.
- Brings deep insight and understanding of bankruptcy laws and client needs.
- Demonstrates a proven track record of effective case management.
- Clients speak directly with Mr. Ferro no gatekeeping or staff buffers.
- Clients are treated with understanding, empathy and respect.
- Allows potential clients to explore bankruptcy options without financial risk.
- Numerous client testimonials highlight life improvements after bankruptcy with Mr. Ferro’s guidance.
- The website content is clear and the firm is easily reachable.
Ralph A. Ferro Jr., Esq. Law Office Cons
- The firm exclusively handles bankruptcy related matters which may not suit clients needing broader legal support.
- While this ensures personalized attention it may limit case capacity during high-demand periods.
- Heavy reliance on direct phone calls may be less convenient for clients who prefer modern digital communication methods (e.g., online booking, live chat).
Is this the right law firm for you?
The Law Office of Ralph A. Ferro Jr., Esq. stands out for its unmatched personal attention, board certification and consistent success in handling bankruptcy cases. If you are facing financial challenges and value working directly with an experienced attorney who genuinely prioritizes client well being this firm is a strong choice. The firm’s client-first philosophy, paired with a high success rate, instills confidence for those considering bankruptcy as a financial reset.
Final Verdict: ✅ Recommended for individuals seeking personalized and expert bankruptcy assistance in New Jersey.
Disclaimer:
This review is based on independent research and publicly available data. It reflects our honest opinion and is not intended as legal advice.
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